About Us
Empowering Financial Solutions
At Hart Wealth Management, we believe financial advice should be personalized, help you make smart financial decisions and feel confident about your future to live the life you want. Our fee-only fiduciary model ensures your best interests always come first.
Financial Planning & Investment Mangagement
We provide comprehensive, CFP®-aligned financial planning tailored to your life, goals, and values. Our process includes:
Goal Setting & Discovery
understanding what matters most to you and defining financial milestones.
Cash Flow & Budgeting
aligning income, spending, and savings strategies to support your goals.
Retirement Planning
modeling income needs, Social Security, pensions, and withdrawal strategies.
Education Planning
developing smart strategies to fund future college expenses.
Risk Management
reviewing insurance needs and protection strategies for your family.
Investment Management
building and managing low-cost diversified portfolios aligned with your risk tolerance and time horizon, using disciplined rebalancing and fiduciary oversight.
Our focus is on long-term growth, stability, and confidence, so you can pursue life knowing your financial plan is built to last.
Tax Planning & Preparation
Taxes are one of the largest drags on wealth — and one of Hart Wealth Management’s greatest differentiators. We integrate proactive tax strategies directly into your financial plan.
Proactive Tax Planning
Multi-year planning to minimize tax liability and optimize cash flow while working and in retirement.
Tax-Efficient Investing
Managing portfolios with asset location, tax-loss harvesting, and withdrawal sequencing.
Return Preparation
Accurate, compliant, and thorough preparation of tax returns.
Business Owner & Professional Strategies
Guidance on stock options, company benefits, retirement plans, and entity tax considerations.
The result: you keep more of what you earn, year after year.
Estate & Legacy Planning
We help ensure your wealth is transferred according to your wishes while minimizing unnecessary taxes and complications.
Estate Plan Review
Coordinate with your attorney to review wills, trusts, and beneficiary designations.
Wealth Transfer Strategies
Structuring family gifts and charitable giving to align with your values.
Family Legacy Planning
Creating strategies that balance financial security for heirs with your long-term vision.
Your legacy isn’t just about money — it’s about protecting your loved ones and the values you want to carry forward.
Career & Business Planning
We provide specialized guidance for professionals and business owners navigating complex financial decisions.
Employer Benefits Optimization
Analyzing health, retirement, and equity compensation packages.
Stock Option & RSU Strategies
Structuring exercise and sale decisions with tax efficiency and understanding.
Business, Farm & Real Estate Planning
Financial strategies for succession, liquidity, and tax management.
We help you maximize opportunities at work and in business while securing your long-term financial independence.