We're Here to Help

Hart Wealth Management is a fee-only Registered Investment Adviser (RIA). We never receive commissions, compensation from product providers, or third-party incentives. Asa fiduciary, we are legally required to put your interests first, avoid conflicts of interest, and provide transparent, objective advice.

This dual expertise allows integration of advanced tax strategy, comprehensive planning, and evidence-based investment management into a single advisory relationship.

We serve individuals and families seeking long-term, relationship-based planning. Many clients are working professionals, high-income households, retirees, and business owners who value ongoing guidance, proactive tax planning, and a trusted long-term advisory partnership.

Hart Wealth Management provides comprehensive, personalized wealth management built around:

Financial Planning & Investment Management
CFP®-aligned financial planning covering retirement, cash flow, education funding, risk management, and disciplined portfolio management. Your plan adapts as your life evolves. 

Tax Planning & Preparation
One of our key differentiators: As licensed CPAs, we integrate proactive tax strategies that align with your investments and financial plan. We implement these strategies through professional tax return preparation, so you keep more of what you earn. 

‍Estate & Legacy Planning
Coordinated strategies to review wills, trusts, and wealth transfer plans, ensuring your family and legacy are protected while minimizing unnecessary taxes.

We build portfolios using globally diversified, low-cost ETFs aligned to your long-term goals and risk tolerance, focusing on disciplined asset allocation, tax efficiency, rebalancing, and maintaining a long-term perspective.

Tax-efficient investing minimizes unnecessary tax drag. Client portfolios incorporate asset location strategies, tax-loss harvesting, Roth conversion analysis, capital gains planning and withdrawal sequencing optimization.

Yes. We help evaluate entity structure, analyze S-Corp vs. Schedule C, optimize QBI deductions, establish retirement plans, and design tax-aware long-term strategies for personal and business finances.

The onboarding process for new clients is thorough, designed to develop your plan around you and your goals. 

‍Discovery & Consultation
We start with a complimentary meeting (in-person or virtual) to learn what matters most to you, understand your goals, and determine if we're a good mutual fit. 

Plan & Development
We analyze your financial situation and build a personalized financial strategy aligned with your objectives, covering investments, taxes, retirement, estate planning, and your unique circumstances. 

Implementation & Ongoing Guidance
We implement your recommended plan, monitor progress, adapt as life changes, and provide proactive support year after year through regular reviews and proactive communication. This approach ensures your plan evolves with you, providing clarity and confidence at every stage of your financial journey.

Absolutely! We offer virtual meetings to accommodate your schedule and preferences. Our team is equipped to provide the same level of service online as we do in person. Just let us know your preference when scheduling.

You can schedule an introductory meeting using the contact form to discuss your goals and how we can best support you.